A clearer view before you commit
Analyse the Property. Understand the Investment
Property Thesis helps UK property investors and buy-to-let landlords understand the complete investment case — calculating returns, testing assumptions, highlighting what needs investigating and showing you what to check next.
One completed Property Thesis for each strategy — Buy-to-Let, Refurb & Refinance and Flip. A one-time launch allowance. No card required.
Your Property Thesis
A complete view of your investment
12 High Street, Bath
Buy to Let · £325,000
3 bed · 1 bath · Terraced
YOUR THESIS
WATCH-OUTS
View all
Leasehold costs — service charge and planned major works need confirming.
Rental assumption — £1,750 pcm materially influences the investment case.
Finance sensitivity — higher borrowing costs reduce cash-flow headroom.
AREA & PROPERTY
View all
NEXT CHECKS
View all
Confirm service charge
Check remaining lease term
Review planned major works
Validate achievable rent
Confirm finance assumptions
STRESS TEST
CALCULATE — Understand the returns and cash flow.
STRESS TEST — See how changes in rent, rates or costs affect your investment.
SPOT WHAT MATTERS — Get tailored watch-outs based on the property, strategy and inputs.
UNDERSTAND THE AREA — See relevant local property and investment intelligence.
KNOW WHAT TO DO NEXT — Receive a personalised checklist of what to investigate.
LIVE THESIS — LONDON NW6
We test the purchase price, refurbishment, rental, finance and exit assumptions to understand whether the opportunity actually stacks up.
18.2%
Illustrative return
£468k
Estimated GDV
A worked investment case
12 Milford Road, London NW6
Terraced house · 3 bedrooms · Rental assessment
Investment case snapshot
£325,000
Purchase Price
6.1%
Gross Yield
£412
Monthly Cash Flow
11.4%
Cash-on-Cash Return
£94,750
Capital Required
£42,000
Refurbishment Cost
£468,000
Estimated GDV
£1,950 pcm
Rental Income
18.2%
Illustrative return
Base case assumes a 75% loan-to-value mortgage and £1,750 monthly rent.
FREE PROPERTY INVESTMENT CALCULATORS
Start with the numbers.
Need to test one specific part of a property opportunity? Use our free calculators for quick, practical answers on yield, cash returns, finance, Stamp Duty and refurbishment costs.
Rental Yield · Cash-on-Cash Return · Buy-to-Let · Stamp Duty · Refurbishment
Explore Property Calculators →
BUY-TO-LET CALCULATOR
Purchase price
£325,000
Finance
75% LTV
Monthly cash flow
£401
STAMP DUTY CALCULATOR
Purchase price
£325,000
Buyer type
Second property
Estimated Stamp Duty
£22,500
RENTAL YIELD CALCULATOR
Purchase price
£325,000
Monthly rent
£1,850
Gross yield
6.8%
One thesis. Four ways to move.
Start with the level of support that fits your investment strategy—then move forward with numbers you can defend.
01 / ANALYSE
Do it yourself
Build the investment case. Bring the numbers and assumptions behind a property together in one place. Your free account includes one completed Property Thesis for each strategy as a one-time launch allowance.
02 / ASSESS
Do it with us
£99/month membership gives you 10 new Property Theses each month across any strategy, a human second opinion when it matters, and forthcoming property insights.
03 / FIND
Do it for me
Let us find the opportunity. We research against your strategy, budget, preferred locations and criteria.
04 / FINANCE
Make it happen
Explore how to fund it through Home Group Financial. Property finance advice is provided separately.
Found the property. Want a second opinion?
Analyse the property yourself, then bring us in for Property Thesis expertise: a human review, challenged assumptions and a considered second opinion before you commit.
Assess / Membership
Explore Membership →
Property Thesis Membership
Up to three Property Expert Assessments each month — one for each strategy.
Human Property Thesis expertise when you need another pair of eyes on an opportunity.
Rather we found it for you?
Tell us your strategy, budget, preferred locations and investment criteria. We’ll research opportunities, assess the numbers and present properties that fit your investment brief.
Find / Bespoke search
Property Thesis Find →
